Open a Free
Digital Account
Modern digital banking at your fingertips. No hidden fees, instant transfers, and high-yield savings accounts to grow your money effortlessly.
Get Approved for
Loans Up to $500K
Personal, business, mortgage, and auto loans with competitive rates and flexible repayment terms. Apply in minutes, get funded within 24 hours.
Send Money
Anywhere in
the World
Transfer money locally and internationally in seconds. Competitive exchange rates, zero hidden fees, and real-time delivery to 150+ countries.
We revolutionized Digital Banking
We've grown to become one of the largest digital banking providers, committed to inventing, simplifying, and humanizing the banking experience.
Powerful Mobile & Online App
Our mobile app service is quick and easy to use, and you can get it from your app store.
Brings More Transparency & Speed
Our digital banking services are transparent and quick, and we're building a reliable network.
Set Up & Exchange Money From Your Cards In A Minute
The smarter way to bank
PayZome combines cutting-edge technology with a human-first approach to give you a banking experience that is fast, transparent, and built for the modern world.
Zero Hidden Fees
No monthly charges, no surprise costs. Every fee is shown upfront before you confirm any transaction.
Instant Global Transfers
Send money to 150+ countries in seconds with real-time exchange rates and guaranteed delivery.
Bank-Level Security
Your funds and data are protected by 256-bit SSL encryption and multi-factor authentication 24/7.
Live Rates & Currency Converter
Updates every 60 seconds · Source: ExchangeRate-API
More Than 18M+ Happy Customers Trust Our Services
Jim Morison
Director, BATI opened a checking and savings account at PayZome on McHenry in Modesto, California. The teller who helped me was a pleasure to work with. She was very knowledgeable and through setting up my accounts. She made my day a pleasant day. Thank you for the terrific customer service.
Alex Cruis
CEO, IBACI opened a checking and savings account at PayZome on McHenry in Modesto, California. The teller who helped me was a pleasure to work with. She was very knowledgeable and through setting up my accounts. She made my day a pleasant day. Thank you for the terrific customer service.
Tom Haris
Engineer, OlleoI've been with PayZome for four years. I went through a loan modification with them, as well as a six-month forbearance. I also have a credit card with them, which they have cancelled after every late payment, as well as a cash account with withdrawal fees. They are always there to help me.
Harry Jackson
EnterpreneurKarla treated me as if I were a person, not simply a customer. She remained on the phone with me until I had calmed down and she was satisfied that I was fine. She stated that she would not be able to go until she had further information.
Chris Haris
MD, ITecI usually request service through the app or website, although I have called in on occasion. They're all extremely responsive and accommodating.